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Richards Financial Services

What Is the 4 Percent Rule?

The 4% rule is a common guideline for how to withdraw money from your retirement portfolio — here’s how it works.

Investment Advisory Services provided by S&A Financial Services, Inc. a Registered Investment Advisor, doing business as "Richards Financial Services." A copy of S&A Financial Services, Inc.’s current written disclosure statement discussing the firm’s business operations, services, and fees is available at the SEC’s investment advisor public information website – www.adviserinfo.sec.gov or from the firm upon written request. All content on this site is for information purposes only and should not be considered investment advice. Material presented is believed to be from reliable sources and no representations are made by our firm as to another party’s informational accuracy or completeness. S&A Financial Services, Inc. and its representatives do not provide tax or legal advice and nothing herein should be construed as such. Always consult with your tax advisor or attorney regarding your specific circumstances.

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